Wednesday, July 23, 2008

You Ask, I Answer~Part Two


Sometimes that orange button is hard to push. Publish Post. This is one of those times. Just publish it, Paloma, just friggin do it. No, I can't. Oh, just do it. OK, OK, OK...

I have had a lot going on lately. We have been making tough decisions right and left around this place, and I am not exaggerating. AT. ALL. I have been feeling censored, not wanting to talk about this, since people in my real life, people that I have not seen for years and years, and family, read my blog. Some of you are going to hate me for what I am about to tell you. You are going to cast judgment at me, but when you do, make sure you do it to my face. Not behind my back, because as much as I will pretend like I don't give a hoot about what you think...I might, kinda, maybe will care. Also? If you are going to judge me? Make sure your shiny ass is perfect. m'kay? Thanks. Here we gooooo.

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Grandy has left a new comment on your post "Ask Me Anything":

Not to sound like a blogging stalker, but I've got one. When do we get to go to lunch? :)

No really...Why don't you please do a post about your biggest regret, and what you've learned from it?

I bet you didn't expect me to be deep, did ya?? Oh wait...that's all 3 questions.

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When we bought this house the hubs was making more money than he currently is. It sucks, but I guess that is what we get for relying on overtime. Obviously it was not always going to be there. It is now gone. We were doing less than scraping by every month and we had to cut some things out.

This house being one of them.

I am a firm believer that purchasing a home should be a good investment. This house is not. Not at all.

Let me break it down for you: We paid $360,500 for our house in April 2007. A deal we had negotiated in December 2006. About a week after we closed escrow the housing market took a nosedive. Especially in our area. In only one short year the value of our house has gone from over $350,00 to about $175,000. If we do our math, we will see that it has decreased by 50%. Ridiculous!!!

Our house is in no way perfect, and in order to sell it we are going to need, at the very least, a new roof, new bathroom upstairs, since it is caving in, new flooring throughout the house, new heating/air conditioning unit, and other minor things. The cost of repairs in order to get the house in proper selling order would be roughly $40,000, bringing our total investment to $400,000. We could still only get less than $200,000 for our home. Seriously, folks.

We got a great loan, but it is five years interest only, so in June 2012 we will still owe $360,500. We would stay here if we thought there was even a slight chance that we could sell the house for just $400,000 and scrape out of here, but we know that realistically that is not the case. Living here is causing us such a hardship that we have decided to stop making payments on the house and we are listing with an agent next month to try to get the house sold in a 'short sale'. It looks slightly better than a foreclosure on our credit, since we are trying to help the bank by selling it.

Can I just tell you the part that sucks is that the bank could not, would not, help us until we defaulted on our loan. We needed help and they would not offer it to us. Our loan had been paid in a timely manner each and every month and they would not help us. They will only consider helping those that are behind in their payments.

It freaking sucks.

Right now, as it stands, I hate this house and I can not wait to get out. In three, or four, or five years we will reassess where we stand financially and we will try to buy a house again.

There you go folks. You ask, I answer. My biggest regret in life is buying this house. I knew that I wanted a different house, in a different neighborhood, but I let my husband talk me into buying this piece of crap house from his family. Also a big regret? Never buy a house from family. It basically sucks.

Hey Grandy. I don't know what I am supposed to learn from this lesson. Yet. I am sure it will become evident soon enough though.

And Grandy? Lunch- Friday, August 1. I have to bring my girl child, since Kindergarten is only half days, but we will come to you. If you still want to be my friend after reading this story, that is...




Sunday, July 20, 2008

Thirteen More Years of Seven A.M.


Tonight I was sitting in Riss's bedroom, brushing her wet hair, getting her ready for bed and I told her that tomorrow morning we need to be awake by seven.

"Seven?" she questioned.

"Yup, we pretty much need to get up at seven o' clock every morning from now until the day you graduate high school."

Bwahaha.

A silent tear rolls down my cheek, for my baby is starting Kindergarten tomorrow morning!

This is it, folks.

The beginning of her very own life.

While I am giddy with excitement (what am I going to do with no kids for four whole hours every day???) and fantasizing of mid-morning naps, I am also terrified.

A baby no longer, but now a BIG girl!

Wish us luck, cause with a girl this ornery, we are going to need it!




Saturday, July 12, 2008

You Ask, I Answer~Part One

MiniJonB asked the least controversial questions, so his are going to get answered first, cause I am a weenie like that that's how I roll.

Minijonb said:
...what is your favorite color?

=:-)

ok, seriously. what are your top five favorite books, movies and albums?

Dang, Jon B~ These are a little harder to answer than I had originally anticipated. OK, I lie...picking my top 5 favorite movies was a cinch...

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My Top 5 Favorite Books [in no particular order, of course]:

Haha, I totally cheated on this list, since I chose a few series instead of single books-

Janet Evanovich's Stephanie Plum series.

P.S. I Love You by Cecelia Ahern ( I read this way before the movie came out and that fact makes me feel cool)

Sophie Kinsella's Shopaholic Series

In Her Shoes by Jennifer Weiner (truthfully, I love all her books)

G. A. McKevett's Savannah Reid series

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My Top 5 Favorite Movies [again, in no particular order]

My Best Friend's Wedding starring Julia Roberts

Fools Rush In starring Salma Hayek and Matthew Perry

Sweet Home Alabama starring Reese Witherspoon

13 Going On 30 starring Jennifer Garner

Hitch starring Will Smith

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My Top 5 Favorite Albums


The Cure: Wish



Erasure: Wonderland



Dixie Chicks: Taking The Long Way



Tenacious D: Tenacious D



My fifth favorite was a toss up between two of my newer favorites: Lily Allen's Alright, Still and Regina Spektor's Begin To Hope; or should it be an oldie, but a goody? In which case I would choose Dixie Chick's Wide Open Spaces and Fly albums (yes, both)...

Thank you, Jon B, for the questions. I hope my answers were as stimulating as you thought they were going to be (haha). Oh, and by the way- I have no favorite color, I am the daughter of two artists and I love all colors equally.






Saturday, July 5, 2008

Ask Me Anything

Today, while cleaning the floors, I had some time to think to myself. As I was pushing the floormate around the dining room floor I got to thinking about my old friend Lisa and how she almost died while she was pregnant with her first baby. We were not in contact during those times, and she has since started to blog. I do not know the complete story, and I may be dramatizing it a bit, but I don't really think I am. So what I was thinking was that I was going to ask Lisa to tell me the story of how she almost died. Publicly. In a blog. Hey Lisa, what do ya say?

So that whole thought process led me to think that maybe there is something about me that my readers want to know, so here I sit, about to put myself out there and open myself up.

What, dear readers, do you want to know about me? Ask me anything and I will answer you to the best of my abilities. ANYTHING!

*This blog may also be inspired by the fact that I am seriously lacking in material lately. I have not been provoked to write very much this month, eh!*



Thursday, July 3, 2008

How To Give Your Wife/Mother A Heart Attack

Not really sure any words are necessary with these photos. Except maybe the last one, where you should know that the only reason she is wearing a Barbie helmet is because she was only riding up the drive way AND THAT IS IT!

Seeing her on the back of the bike made me cringe, which is why in the third photo she is sitting in front of her Daddy, because I was going to strangle him if he made me watch that for another moment...


A little father/daughter bonding

Obviously driving pretty slow here, since Cal is winning the race on his bike...
See him in the blue shirt up there.
Still enough to scare the beejeezuz out of me!

This I can deal with...click to biggify

Barbie will protect her head, right! Right?


***side note: I am not sure whether to blame the crappy California air from all the fires, or my camera for the quality of the photos. Let's say they both had something to do with it and in the meantime I will work on the hubs and try to get him to get me a new camera. m'kay? Thanks***

Bragging About My Mad Giveaway Entry Skillz, Yo'

Weeeee haw! I am so excited. I entered a giveaway over at 'Cake Space' and I WON. I am soon to be the new owner of a fabulous cupcake shaped cake pan. Mo has one of these fabulously adorable pans, too. Maybe I will force her to have a cake-off with me. I am so excited!

Also, I won a gift card over at MommyMommyLand for guessing what was in her 4 year old' s drawing. It was a picture of the family and Mommy has a baby in her belly. It was the sweetest drawing. Seriously...go look. It is adorable.

I suppose that the whole purpose of this post is for me to be able to say NEENER, NEENER, NEENER!! I WIN! I WIN!! I usually only win baby shower games, so I am pretty stoked about this!!